When it comes to doing your taxes, people are often filled with fear. What if I do them wrong? What will the IRS do to me? What if I forget something? One way to reduce our tax bill and reduce our anxiety is to use tax credits.

Taking out your first mortgage is a huge financial decision. It helps, when making this decision, to be as prepared as possible. Here is some advice, broken into three main steps, and what you need to know for each step.

No one likes to come to the end of the month and have nothing to show for it. After the bills have been paid, we wait until the next paycheck and do it all over again. Each month, learn to cut your debt and have more money at the end of the month.

You have taken the time to create a budget. It has been a trying task, but you did it. Now, you must stick to it. That budget looks good on paper, but it won’t help if we don’t change our spending habits. Here are a few ways that even the biggest budget hater can stick [...]

You’ve recognized that you have a debt problem, and you’ve come up with a plan to get rid of it. You’ve made a budget, you’ve cut back where you can, and you’ve allocated funds to put toward each of your bills each month. You’ve come a long way, but the most important thing is to [...]

Have you ever thought about your options when it comes to deductions and your tax return? You are not alone. Many people use the 1040EZ or the standard 1040 form and that’s that. Here are some facts concerning both types of deductions.

Folks who use their vehicles for business or have vehicles dedicated to business can deduct the mileage for business travel. There is a standard mileage deduction that can be claimed on your tax return, as well as an actual expense option. Which is better? Read on to decide for yourself.

How do you reward yourself? Me, I like to buy books. Not educational books, but those juicy suspense novels that keep you up until the late hours of the night. It’s crazy, and when a big chain bookstore moved in within walking distance of my home I thought, “Oh no, there goes my budget!”

There is an old saying that if you don’t break a dollar then you won’t spend that dollar. That is even truer today if you talk about bigger bills, but the idea behind the saying stands. The smaller the money, the easier it is to part with. That’s why so many people are parting with [...]

When you own and operate a small business, it is critical that you keep close tabs on your finances. There’s nothing worse than owing more money at the end of the year than you’ve actually made. Budgeting your business begins before you open your doors. In fact, it begins at the business plan level. Here [...]